Privacy Policy

Last Updated: July 2, 2026

Universal Investing respects your privacy. This Privacy Policy explains how Universal Investing LLC collects, uses, stores, and protects information when you visit or use our website, platform, programs, communities, and related services available through universalwealthtech.com.

By using our website or services, you agree to the practices described in this Privacy Policy.

1. Company Information

This website is operated by:

Universal Investing LLC
121 Washington Ave. N, 2nd Floor
Minneapolis, Minnesota 55401
United States

Assignee: Faisal Butt
Email:faisalb@universalwealthtech.com
Website: universalwealthtech.com

2. Information We Collect

We may collect information that you provide directly, including:

  • Name

  • Email address

  • Account or profile information

  • Payment or subscription details

  • Messages, comments, posts, watchlists, or community contributions

  • Program registration information

  • Any information you submit through forms, emails, or platform features

We may also collect certain information automatically, including:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Time spent on the website

  • Referring website

  • Cookies and similar tracking data

3. How We Use Your Information

We may use your information to:

  • Provide and manage your account

  • Deliver website features, programs, and community services

  • Process payments and subscriptions

  • Respond to questions or support requests

  • Improve our website, platform, and user experience

  • Send updates, announcements, or marketing communications

  • Manage investor communities, watchlists, rankings, challenges, and user profiles

  • Monitor platform safety and prevent misuse

  • Comply with legal obligations

4. User Profiles and Community Activity

Universal Investing may allow members to create profiles, post content, join communities, share investment ideas, create watchlists, participate in challenges, and earn reputation-based rankings or badges.

Some information you choose to share may be visible to other users, depending on your privacy settings and the features you use.

You are responsible for the information you choose to share publicly or within communities.

5. Financial and Investment Information

Universal Investing is an educational and community-based platform. We do not require users to submit private brokerage account details or personal financial account passwords.

If you choose to share investment ideas, watchlists, goals, or financial interests within the platform, that information may be used to provide community features and improve your user experience.

Please do not share sensitive financial account information publicly.

6. Payments and Subscriptions

If you purchase a paid program, membership, or subscription, payment information may be processed by third-party payment providers. Universal Investing does not directly store full payment card details unless specifically stated by the payment processor.

Payment providers may collect and process information according to their own privacy policies.

7. Cookies and Tracking Technologies

Our website may use cookies, analytics tools, and similar technologies to improve functionality, remember preferences, understand website traffic, and improve marketing performance.

You may be able to disable cookies through your browser settings. Some website features may not function properly if cookies are disabled.

8. How We Share Information

We do not sell your personal information.

We may share information with:

  • Service providers who help operate the website or platform

  • Payment processors

  • Email and communication tools

  • Analytics and hosting providers

  • Legal, regulatory, or law enforcement authorities when required

  • Professional advisors such as lawyers, accountants, or consultants

  • Business successors if the company is involved in a merger, sale, or transfer

We only share information as needed to operate, protect, and improve our services.

9. Data Security

We take reasonable steps to protect personal information from unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, platform, or internet transmission is completely secure. We cannot guarantee absolute security of your information.

10. Data Retention

We retain personal information for as long as necessary to provide services, operate the platform, comply with legal obligations, resolve disputes, and enforce agreements.

When information is no longer needed, we may delete, anonymize, or securely store it as required by law or business needs.

11. Your Choices and Rights

Depending on your location, you may have rights regarding your personal information, including the right to:

  • Access the information we hold about you

  • Request correction of inaccurate information

  • Request deletion of certain personal information

  • Opt out of marketing communications

  • Restrict or object to certain processing

  • Request a copy of your data

To make a request, contact us at:

faisalb@universalwealthtech.com

12. Email Communications

If you sign up for Universal Investing, you may receive account updates, program information, community notifications, and promotional emails.

You may unsubscribe from marketing emails at any time by using the unsubscribe link or contacting us directly. We may still send important account, billing, security, or service-related messages.

13. Third-Party Links

Our website may contain links to third-party websites, tools, articles, platforms, or services.

We are not responsible for the privacy practices, content, policies, or security of third-party websites. Please review their privacy policies before providing personal information.

14. Children’s Privacy

Universal Investing is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

If we become aware that we have collected personal information from a child under 13, we will take steps to delete it.

15. International Users

If you access our website from outside the United States, your information may be processed and stored in the United States or other countries where our service providers operate.

By using our website, you understand that your information may be transferred to jurisdictions with different data protection laws.

16. No Financial Advice

Information shared through Universal Investing is for educational and informational purposes only. This Privacy Policy does not change the fact that Universal Investing does not provide personalized financial, investment, legal, or tax advice.

Users are responsible for their own financial decisions.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When changes are made, the updated date will be revised at the top of this page.

Your continued use of the website after changes are posted means you accept the updated Privacy Policy.

18. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

Universal Investing LLC
121 Washington Ave. N, 2nd Floor
Minneapolis, Minnesota 55401
United States

Email:faisalb@universalwealthtech.com
Website: universalwealthtech.com